The Banking Calculator as a Solution of Non-Transparency on the RCBS Market

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62690094%3A18450%2F11%3A50000419" target="_blank" >RIV/62690094:18450/11:50000419 - isvavai.cz</a>

Výsledek na webu

<a href="http://www.wseas.us/e-library/conferences/2011/Montreux/ICICIC/ICICIC-06.pdf" target="_blank" >http://www.wseas.us/e-library/conferences/2011/Montreux/ICICIC/ICICIC-06.pdf</a>

DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

The Banking Calculator as a Solution of Non-Transparency on the RCBS Market

Popis výsledku v původním jazyce

The paper is focused on the field of retail core banking services market (RCBS) in the Czech Republic. As in other countries in the European Union, RCBS market in Czech Republic is affected by information asymmetry arisen out of non-transparent tariffs,that are often changed and contain hidden fees, even the product-tying problem is present. As a possible solution for product comparison there was in 2010 introduced an expert system The Banking Calculator. Its purpose is to offer independent, individualmarket overview for free and so to help the consumer to choose the optimal product. Individual means that the Calculator gives the ad-hoc market overview according to the consumer specific usage pattern. There is described structure of questionnaire, where the usage pattern is being determined, using the form of business processes. There are also pointed its advantages and future perspectives of this useful service that was by more than 33 000 consumers so far.

Název v anglickém jazyce

The Banking Calculator as a Solution of Non-Transparency on the RCBS Market

Popis výsledku anglicky

The paper is focused on the field of retail core banking services market (RCBS) in the Czech Republic. As in other countries in the European Union, RCBS market in Czech Republic is affected by information asymmetry arisen out of non-transparent tariffs,that are often changed and contain hidden fees, even the product-tying problem is present. As a possible solution for product comparison there was in 2010 introduced an expert system The Banking Calculator. Its purpose is to offer independent, individualmarket overview for free and so to help the consumer to choose the optimal product. Individual means that the Calculator gives the ad-hoc market overview according to the consumer specific usage pattern. There is described structure of questionnaire, where the usage pattern is being determined, using the form of business processes. There are also pointed its advantages and future perspectives of this useful service that was by more than 33 000 consumers so far.

Druh

D - Stať ve sborníku

CEP obor

AH - Ekonomie

OECD FORD obor

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Projekt

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Návaznosti

S - Specificky vyzkum na vysokych skolach

Rok uplatnění

2011

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

Finance and accounting (ICFA 2011) : proceedings of the 2nd international conference

ISBN

978-1-61804-061-9

ISSN

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e-ISSN

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Počet stran výsledku

6

Strana od-do

39-44

Název nakladatele

World scientific and engineering academy and society

Místo vydání

Athens

Místo konání akce

Montreaux

Datum konání akce

29. 12. 2011

Typ akce podle státní příslušnosti

WRD - Celosvětová akce

Kód UT WoS článku

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