Performing Housing Debt Attachments: Forming Semi-financialised Subjects

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F68378025%3A_____%2F18%3A00495131" target="_blank" >RIV/68378025:_____/18:00495131 - isvavai.cz</a>

Výsledek na webu

<a href="http://dx.doi.org/10.1080/17530350.2018.1493611" target="_blank" >http://dx.doi.org/10.1080/17530350.2018.1493611</a>

DOI - Digital Object Identifier

<a href="http://dx.doi.org/10.1080/17530350.2018.1493611" target="_blank" >10.1080/17530350.2018.1493611</a>

Jazyk výsledku

angličtina

Název v původním jazyce

Performing Housing Debt Attachments: Forming Semi-financialised Subjects

Popis výsledku v původním jazyce

This article contributes to the understanding of how first-time buyers and their parents form attachments to housing debt. Interviews, carried out in the Czech Republic, with 40 first-time homebuyers and 10 with their parents were used to identify multiple layers of debt performativity. These layers consist of statements expressing moral evaluations and emotions, calculative and cognitive devices, and references to practices. Two arguments are advanced through a framework of layered performativity. The first argument concerns the subjectivities of debtors. Debtors adopt investment concepts in their statements and use calculative devices. However, by relying on familial moral orders of security and familial financial transfers, these debtors must be regarded rather as semi-financialised subjects. The second argument relates to the re-configuration of social and economic relations in families. Debt attachment endorses the use of intergenerational financial transfers, which in turn may enforce continued intra-familial reciprocity, both in terms of the recipients’ obligation to the providers of a gift or loan as well as concerning an obligation to help their children attain homeownership in the future. Finally, intergenerational transfers also transform the character of the mortgage market and mortgage debt, making informal debts an important part of formal debt circuits.

Název v anglickém jazyce

Performing Housing Debt Attachments: Forming Semi-financialised Subjects

Popis výsledku anglicky

This article contributes to the understanding of how first-time buyers and their parents form attachments to housing debt. Interviews, carried out in the Czech Republic, with 40 first-time homebuyers and 10 with their parents were used to identify multiple layers of debt performativity. These layers consist of statements expressing moral evaluations and emotions, calculative and cognitive devices, and references to practices. Two arguments are advanced through a framework of layered performativity. The first argument concerns the subjectivities of debtors. Debtors adopt investment concepts in their statements and use calculative devices. However, by relying on familial moral orders of security and familial financial transfers, these debtors must be regarded rather as semi-financialised subjects. The second argument relates to the re-configuration of social and economic relations in families. Debt attachment endorses the use of intergenerational financial transfers, which in turn may enforce continued intra-familial reciprocity, both in terms of the recipients’ obligation to the providers of a gift or loan as well as concerning an obligation to help their children attain homeownership in the future. Finally, intergenerational transfers also transform the character of the mortgage market and mortgage debt, making informal debts an important part of formal debt circuits.

Druh

J_imp - Článek v periodiku v databázi Web of Science

CEP obor

—

OECD FORD obor

50401 - Sociology

Projekt

<a href="/cs/project/GA16-06335S" target="_blank" >GA16-06335S: Rizika a důsledky využití investic domácností do bydlení pro zvýšení příjmů v důchodovém věku</a><br>

Návaznosti

P - Projekt vyzkumu a vyvoje financovany z verejnych zdroju (s odkazem do CEP)

Rok uplatnění

2018

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

Journal of Cultural Economy

ISSN

1753-0350

e-ISSN

—

Svazek periodika

11

Číslo periodika v rámci svazku

6

Stát vydavatele periodika

GB - Spojené království Velké Británie a Severního Irska

Počet stran výsledku

16

Strana od-do

549-564

Kód UT WoS článku

000456800700004

EID výsledku v databázi Scopus

2-s2.0-85051121048