Mortgage product policy and the dependence on macroeconomic factors in the field of finance

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F68407700%3A21630%2F17%3A00315894" target="_blank" >RIV/68407700:21630/17:00315894 - isvavai.cz</a>

Výsledek na webu

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DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

Mortgage product policy and the dependence on macroeconomic factors in the field of finance

Popis výsledku v původním jazyce

The significant problems of the banking sector after after the Global Financial Crisis, which had been caused by a credit boom and a huge rise in real estate, has had effects on banking product policy, on the structure of mortgage portfolio, and marketing offer. The article describes the evolution and the structure of bank loans provided to households in a defined period. The aim of this paper is to analyse the development of mortgage product portfolio in the household sector and its dependence on selected macroeconomic factors in the context of local conditions. To fulfill the aim of this paper, multiple linear regression will be used. The basis for multiple linear regression is to estimate the effect of each independent variable Xi, represented by selected macroeconomic factors and dependent variable Y, represented by the volume of mortgages for private clients. Results of the analysis will be the basis for an estimate of the dependence of mortgage product portfolio on macroeconomic factors in context of local finance regulations.

Název v anglickém jazyce

Mortgage product policy and the dependence on macroeconomic factors in the field of finance

Popis výsledku anglicky

The significant problems of the banking sector after after the Global Financial Crisis, which had been caused by a credit boom and a huge rise in real estate, has had effects on banking product policy, on the structure of mortgage portfolio, and marketing offer. The article describes the evolution and the structure of bank loans provided to households in a defined period. The aim of this paper is to analyse the development of mortgage product portfolio in the household sector and its dependence on selected macroeconomic factors in the context of local conditions. To fulfill the aim of this paper, multiple linear regression will be used. The basis for multiple linear regression is to estimate the effect of each independent variable Xi, represented by selected macroeconomic factors and dependent variable Y, represented by the volume of mortgages for private clients. Results of the analysis will be the basis for an estimate of the dependence of mortgage product portfolio on macroeconomic factors in context of local finance regulations.

Druh

D - Stať ve sborníku

CEP obor

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OECD FORD obor

50206 - Finance

Projekt

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Návaznosti

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Rok uplatnění

2017

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

Proceedings of the 5th international scientific conference IFRS: Global Rules and Local Use

ISBN

978-80-906585-4-7

ISSN

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e-ISSN

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Počet stran výsledku

9

Strana od-do

328-336

Název nakladatele

Anglo - American University, Prague

Místo vydání

Praha

Místo konání akce

Praha

Datum konání akce

20. 10. 2017

Typ akce podle státní příslušnosti

WRD - Celosvětová akce

Kód UT WoS článku

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