Personal Bankruptcy and its Social Implications

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F13%3A43869880" target="_blank" >RIV/70883521:28120/13:43869880 - isvavai.cz</a>

Výsledek na webu

<a href="http://dx.doi.org/10.1007/s11294-013-9410-7" target="_blank" >http://dx.doi.org/10.1007/s11294-013-9410-7</a>

DOI - Digital Object Identifier

<a href="http://dx.doi.org/10.1007/s11294-013-9410-7" target="_blank" >10.1007/s11294-013-9410-7</a>

Jazyk výsledku

angličtina

Název v původním jazyce

Personal Bankruptcy and its Social Implications

Popis výsledku v původním jazyce

The paper discusses the insolvency of households and the methods of solving it through debt relief. Personal bankruptcy in the Czech population increases by 30 % annually, and personal bankruptcy is a new approach to debt relief. The greatest risk of indebtedness occurs in low-income groups that use systems of loans to improve their financial situation. Within this debtor group, some kind of overestimation of their own income potential often occurs, which causes a situation where permanent insolvency issolved through other loans. Research studying a sample of persons in bankruptcy was conducted in the Czech Republic. A total of 109 persons in personal bankruptcy were observed. Information about debtors (age, sex, social standing measured by income, average amount of income, entire amount owed) was obtained from the Insolvency Register. The survey showed that the magnitude of total debt in the hundreds of thousands (CZK). The largest share of borrowers was represented by those whose de

Název v anglickém jazyce

Personal Bankruptcy and its Social Implications

Popis výsledku anglicky

The paper discusses the insolvency of households and the methods of solving it through debt relief. Personal bankruptcy in the Czech population increases by 30 % annually, and personal bankruptcy is a new approach to debt relief. The greatest risk of indebtedness occurs in low-income groups that use systems of loans to improve their financial situation. Within this debtor group, some kind of overestimation of their own income potential often occurs, which causes a situation where permanent insolvency issolved through other loans. Research studying a sample of persons in bankruptcy was conducted in the Czech Republic. A total of 109 persons in personal bankruptcy were observed. Information about debtors (age, sex, social standing measured by income, average amount of income, entire amount owed) was obtained from the Insolvency Register. The survey showed that the magnitude of total debt in the hundreds of thousands (CZK). The largest share of borrowers was represented by those whose de

Druh

J_x - Nezařazeno - Článek v odborném periodiku (Jimp, Jsc a Jost)

CEP obor

AE - Řízení, správa a administrativa

OECD FORD obor

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Projekt

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Návaznosti

V - Vyzkumna aktivita podporovana z jinych verejnych zdroju

Rok uplatnění

2013

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

International Advances in Economic Research

ISSN

1083-0898

e-ISSN

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Svazek periodika

19

Číslo periodika v rámci svazku

3

Stát vydavatele periodika

US - Spojené státy americké

Počet stran výsledku

2

Strana od-do

319-320

Kód UT WoS článku

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EID výsledku v databázi Scopus

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