PERSONALITY TYPES OF ENTREPRENEURS AND SELECTED ATTRIBUTES OF CREDIT RISK IN THE SME SEGMENT. A CASE STUDY FROM CZECH REPUBLIC AND SLOVAKIA

Kód výsledku v IS VaVaI

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Výsledek na webu

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DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

PERSONALITY TYPES OF ENTREPRENEURS AND SELECTED ATTRIBUTES OF CREDIT RISK IN THE SME SEGMENT. A CASE STUDY FROM CZECH REPUBLIC AND SLOVAKIA

Popis výsledku v původním jazyce

The aim of this article was to examine the relationship between personality characteristics and approach to the perception and management of credit risks. Based on the preferred personality qualities and knowledge the entrepreneurs have been included into two categories, namely they are artist-entrepreneurs and businessmen-laborers, also the differences in their entrepreneurial attitudes have been examined. Our results showed that there are differences in the attitudes of these two categories of entrepreneurs in approaching credit risk, where it was found out that the defined categories of business have different approaches to knowledge of credit conditions of commercial banks. According to the findings of our research, there are significant differences between defined types of businessmen while evaluating changes to the current approach of commercial banks in lending to SMEs in comparison to the pre-crisis period. The results of our study have showed a high degree of confidence of ind

Název v anglickém jazyce

PERSONALITY TYPES OF ENTREPRENEURS AND SELECTED ATTRIBUTES OF CREDIT RISK IN THE SME SEGMENT. A CASE STUDY FROM CZECH REPUBLIC AND SLOVAKIA

Popis výsledku anglicky

The aim of this article was to examine the relationship between personality characteristics and approach to the perception and management of credit risks. Based on the preferred personality qualities and knowledge the entrepreneurs have been included into two categories, namely they are artist-entrepreneurs and businessmen-laborers, also the differences in their entrepreneurial attitudes have been examined. Our results showed that there are differences in the attitudes of these two categories of entrepreneurs in approaching credit risk, where it was found out that the defined categories of business have different approaches to knowledge of credit conditions of commercial banks. According to the findings of our research, there are significant differences between defined types of businessmen while evaluating changes to the current approach of commercial banks in lending to SMEs in comparison to the pre-crisis period. The results of our study have showed a high degree of confidence of ind

Druh

D - Stať ve sborníku

CEP obor

AE - Řízení, správa a administrativa

OECD FORD obor

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Projekt

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Návaznosti

S - Specificky vyzkum na vysokych skolach

Rok uplatnění

2015

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

Proceedings of the 7th International Scientific Conference Finance and the Performance of Firms in Science, Education and Practice

ISBN

978-80-7454-482-8

ISSN

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e-ISSN

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Počet stran výsledku

10

Strana od-do

728-737

Název nakladatele

Fakulta managementu a ekonomiky, UTB ve Zlíně

Místo vydání

Zlín

Místo konání akce

Zlín

Datum konání akce

23. 4. 2015

Typ akce podle státní příslušnosti

WRD - Celosvětová akce

Kód UT WoS článku

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