EQUILIBRIUM INTREST RATE BASED ON UTILITY PREFERENCES: THE CASE OF KOSOVO FINANCIAL SYSTEM
Identifikátory výsledku
Kód výsledku v IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F17%3A63517242" target="_blank" >RIV/70883521:28120/17:63517242 - isvavai.cz</a>
Výsledek na webu
—
DOI - Digital Object Identifier
—
Alternativní jazyky
Jazyk výsledku
angličtina
Název v původním jazyce
EQUILIBRIUM INTREST RATE BASED ON UTILITY PREFERENCES: THE CASE OF KOSOVO FINANCIAL SYSTEM
Popis výsledku v původním jazyce
There is a broad perception that interest rates in the Kosovo banking industry do not reflect underlying settings of the economy. The paper aims to find out the tendency of the interest rate equilibrium in the Kosovo financial system. The paper captures interest rate equilibrium standing on the risk preferences of the Kosovo inhabitants. Interaction of financial institutions such as: Kosovo Pension Fund, banks, Kosovo treasury, non-financial institutions, Kosovo companies and all other economic agents realizing monetary transactions allow functionalization on the bond market. The bond market is inexistent in Kosovo; all the equilibrium outcomes are based on presumption that economic agents are driven from their rational instinct. Based on the questioners conducted with 230 respondents within the Kosovo territory, Kosovo inhabitants are risk averse on their nature. In addition, most of the respondents declared that they are not satisfied with the interest rates in the banking industry. Standing on the questioner’s outcomes, equilibrium in the Kosovo financial system would be reached at the level of 5.49%.
Název v anglickém jazyce
EQUILIBRIUM INTREST RATE BASED ON UTILITY PREFERENCES: THE CASE OF KOSOVO FINANCIAL SYSTEM
Popis výsledku anglicky
There is a broad perception that interest rates in the Kosovo banking industry do not reflect underlying settings of the economy. The paper aims to find out the tendency of the interest rate equilibrium in the Kosovo financial system. The paper captures interest rate equilibrium standing on the risk preferences of the Kosovo inhabitants. Interaction of financial institutions such as: Kosovo Pension Fund, banks, Kosovo treasury, non-financial institutions, Kosovo companies and all other economic agents realizing monetary transactions allow functionalization on the bond market. The bond market is inexistent in Kosovo; all the equilibrium outcomes are based on presumption that economic agents are driven from their rational instinct. Based on the questioners conducted with 230 respondents within the Kosovo territory, Kosovo inhabitants are risk averse on their nature. In addition, most of the respondents declared that they are not satisfied with the interest rates in the banking industry. Standing on the questioner’s outcomes, equilibrium in the Kosovo financial system would be reached at the level of 5.49%.
Klasifikace
Druh
D - Stať ve sborníku
CEP obor
—
OECD FORD obor
50206 - Finance
Návaznosti výsledku
Projekt
—
Návaznosti
S - Specificky vyzkum na vysokych skolach
Ostatní
Rok uplatnění
2017
Kód důvěrnosti údajů
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Údaje specifické pro druh výsledku
Název statě ve sborníku
DOKBAT 2017 - 13th Annual International Bata Conference for Ph.D. Students and Young Researchers
ISBN
978-80-7454-654-9
ISSN
—
e-ISSN
neuvedeno
Počet stran výsledku
9
Strana od-do
52-60
Název nakladatele
Fakulta managementu a ekonomiky, UTB ve Zlíně
Místo vydání
Zlín
Místo konání akce
Zlín
Datum konání akce
26. 4. 2017
Typ akce podle státní příslušnosti
EUR - Evropská akce
Kód UT WoS článku
—