Improving financial capability: the mediating role of financial behaviour

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F20%3A63525219" target="_blank" >RIV/70883521:28120/20:63525219 - isvavai.cz</a>

Nalezeny alternativní kódy

RIV/61384399:31110/21:00055715

Výsledek na webu

<a href="https://www.tandfonline.com/doi/pdf/10.1080/1331677X.2020.1820362?needAccess=true" target="_blank" >https://www.tandfonline.com/doi/pdf/10.1080/1331677X.2020.1820362?needAccess=true</a>

DOI - Digital Object Identifier

<a href="http://dx.doi.org/10.1080/1331677X.2020.1820362" target="_blank" >10.1080/1331677X.2020.1820362</a>

Jazyk výsledku

angličtina

Název v původním jazyce

Improving financial capability: the mediating role of financial behaviour

Popis výsledku v původním jazyce

This paper investigates the collective impact of financial literacy and inclusion on individuals’ financial capability focusing on the mediating role of financial behaviour. The research is conducted on an individual-level survey. The relationships were examined by using PLS-SEM. Financial capability can be improved by increasing individuals’ financial knowledge, financial behaviour and promoting their inclusion in financial services. Furthermore, the indirect effect of financial knowledge and attitude on financial capability is found to be significant, highlighting the importance of financial behaviour. The results assist policymakers and industry leaders in understanding the most influential factors on financial capability in the context of a post-communist transition country. This enables them to design policies and services aimed at equipping citizens with knowledge and skills to make best use of their financial resources.

Název v anglickém jazyce

Improving financial capability: the mediating role of financial behaviour

Popis výsledku anglicky

This paper investigates the collective impact of financial literacy and inclusion on individuals’ financial capability focusing on the mediating role of financial behaviour. The research is conducted on an individual-level survey. The relationships were examined by using PLS-SEM. Financial capability can be improved by increasing individuals’ financial knowledge, financial behaviour and promoting their inclusion in financial services. Furthermore, the indirect effect of financial knowledge and attitude on financial capability is found to be significant, highlighting the importance of financial behaviour. The results assist policymakers and industry leaders in understanding the most influential factors on financial capability in the context of a post-communist transition country. This enables them to design policies and services aimed at equipping citizens with knowledge and skills to make best use of their financial resources.

Druh

J_imp - Článek v periodiku v databázi Web of Science

CEP obor

—

OECD FORD obor

50202 - Applied Economics, Econometrics

Projekt

—

Návaznosti

S - Specificky vyzkum na vysokych skolach

Rok uplatnění

2020

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

Economic Research-Ekonomska Istrazivanja

ISSN

1331-677X

e-ISSN

—

Svazek periodika

neuveden

Číslo periodika v rámci svazku

neuvedeno

Stát vydavatele periodika

GB - Spojené království Velké Británie a Severního Irska

Počet stran výsledku

18

Strana od-do

1-18

Kód UT WoS článku

000569997900001

EID výsledku v databázi Scopus

2-s2.0-85090457609