THE DETERMINANTS OF BANK PROFITABILITY OF VIETNAMESE COMMERCIAL BANKS

Kód výsledku v IS VaVaI

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Výsledek na webu

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DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

THE DETERMINANTS OF BANK PROFITABILITY OF VIETNAMESE COMMERCIAL BANKS

Popis výsledku v původním jazyce

This study delves into the determinants affecting the return rates of commercial joint-stock banks in Vietnam, aiming to quantify the magnitude of their influence on the financial performance of 31 such banks operating in Vietnam during the period spanning from 2010 to 2020. By employing a range of statistical methodologies including Pooled Ordinary Least Squares (OLS), Random Effects Model (REM), Fixed Effects Model (FEM), and Generalized Least Squares (GLS), it assesses the impact these factors have on the profitability of Vietnamese commercial banks. Subsequently, various statistical tests are employed to identify the most appropriate model. The findings of this research highlight the significance of eight variables within the model that exert a ubstantial impact on the profitability of commercial banks, namely Non-interest income (NONI), Size (SIZE), Foreign ownership (OWN), Operating expenses (OEP), Non-performing loan ratio (NPL), Minimum capital adequacy ratio (CAR), Loan-to-asset ratio (NTLA), and Loan-to-deposit ratio (LDR). It is important to note that these results may diverge from earlier studies due to the distinct regulatory frameworks, governmental policies, and unique characteristics of each business sector within different countries, which serve as explanatory factors for the observed variations.

Název v anglickém jazyce

THE DETERMINANTS OF BANK PROFITABILITY OF VIETNAMESE COMMERCIAL BANKS

Popis výsledku anglicky

This study delves into the determinants affecting the return rates of commercial joint-stock banks in Vietnam, aiming to quantify the magnitude of their influence on the financial performance of 31 such banks operating in Vietnam during the period spanning from 2010 to 2020. By employing a range of statistical methodologies including Pooled Ordinary Least Squares (OLS), Random Effects Model (REM), Fixed Effects Model (FEM), and Generalized Least Squares (GLS), it assesses the impact these factors have on the profitability of Vietnamese commercial banks. Subsequently, various statistical tests are employed to identify the most appropriate model. The findings of this research highlight the significance of eight variables within the model that exert a ubstantial impact on the profitability of commercial banks, namely Non-interest income (NONI), Size (SIZE), Foreign ownership (OWN), Operating expenses (OEP), Non-performing loan ratio (NPL), Minimum capital adequacy ratio (CAR), Loan-to-asset ratio (NTLA), and Loan-to-deposit ratio (LDR). It is important to note that these results may diverge from earlier studies due to the distinct regulatory frameworks, governmental policies, and unique characteristics of each business sector within different countries, which serve as explanatory factors for the observed variations.

Druh

D - Stať ve sborníku

CEP obor

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OECD FORD obor

50204 - Business and management

Projekt

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Návaznosti

V - Vyzkumna aktivita podporovana z jinych verejnych zdroju

Rok uplatnění

2023

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

19th International Bata Conference for Ph.D. Students and Young Researcher

ISBN

978-80-7678-194-8

ISSN

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e-ISSN

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Počet stran výsledku

14

Strana od-do

237-250

Název nakladatele

Fakulta managementu a ekonomiky, UTB ve Zlíně

Místo vydání

Zlín

Místo konání akce

Zlín

Datum konání akce

13. 9. 2023

Typ akce podle státní příslušnosti

EUR - Evropská akce

Kód UT WoS článku

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