Are Bank Fees in the Czech Republic Excessive?

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216208%3A11230%2F15%3A10318216" target="_blank" >RIV/00216208:11230/15:10318216 - isvavai.cz</a>

Nalezeny alternativní kódy

RIV/61384399:31110/15:00047142

Výsledek na webu

<a href="http://dx.doi.org/10.1016/S2212-5671(15)00737-6" target="_blank" >http://dx.doi.org/10.1016/S2212-5671(15)00737-6</a>

DOI - Digital Object Identifier

<a href="http://dx.doi.org/10.1016/S2212-5671(15)00737-6" target="_blank" >10.1016/S2212-5671(15)00737-6</a>

Jazyk výsledku

angličtina

Název v původním jazyce

Are Bank Fees in the Czech Republic Excessive?

Popis výsledku v původním jazyce

This paper deals with both theoretical and practical aspects of bank fee and commission income in the European Union with a special emphasis on the Czech Republic. Since fee income represents the largest part of non-interest income earned by banks, it remains a major challenge for bank management to set and maintain an appropriate fee policy. However, solving for the optimal fee structure has not yet been accomplished either on a theoretical level, or in actual practice. In the empirical part of the paper, we analyse banking fee income in EU banking sectors based on three different indicators: the magnitude of net fee and commission income relative to total operating income, to total assets and to gross domestic product. Our results show that the Czechbanking sector was not abnormally dependent on fee income compared to other EU countries in the period 2007-2012. As a result, we argue that the high profitability of Czech banks cannot be attributed to abnormal banking fees and commissi

Název v anglickém jazyce

Are Bank Fees in the Czech Republic Excessive?

Popis výsledku anglicky

This paper deals with both theoretical and practical aspects of bank fee and commission income in the European Union with a special emphasis on the Czech Republic. Since fee income represents the largest part of non-interest income earned by banks, it remains a major challenge for bank management to set and maintain an appropriate fee policy. However, solving for the optimal fee structure has not yet been accomplished either on a theoretical level, or in actual practice. In the empirical part of the paper, we analyse banking fee income in EU banking sectors based on three different indicators: the magnitude of net fee and commission income relative to total operating income, to total assets and to gross domestic product. Our results show that the Czechbanking sector was not abnormally dependent on fee income compared to other EU countries in the period 2007-2012. As a result, we argue that the high profitability of Czech banks cannot be attributed to abnormal banking fees and commissi

Druh

D - Stať ve sborníku

CEP obor

AH - Ekonomie

OECD FORD obor

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Projekt

<a href="/cs/project/GA14-02108S" target="_blank" >GA14-02108S: Vzájemná interakce krizí státu a bank</a><br>

Návaznosti

S - Specificky vyzkum na vysokych skolach

Rok uplatnění

2015

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

16th Annual Conference on Finance and Accounting, ACFA Prague 2015

ISBN

—

ISSN

2212-5671

e-ISSN

—

Počet stran výsledku

14

Strana od-do

264-277

Název nakladatele

Elsevier Science BV

Místo vydání

Amsterdam

Místo konání akce

Prague

Datum konání akce

29. 5. 2015

Typ akce podle státní příslušnosti

WRD - Celosvětová akce

Kód UT WoS článku

000361625200031