Protection of a bank's clients against payment frauds based on social engineering What will upcoming Payment Services Regulation change

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216224%3A14220%2F24%3A00135892" target="_blank" >RIV/00216224:14220/24:00135892 - isvavai.cz</a>

Výsledek na webu

<a href="https://jusletter-it.weblaw.ch/en/issues/2024/24-April-2024/protection-of-a-bank_d5d9e0417e.html__ONCE&login=false" target="_blank" >https://jusletter-it.weblaw.ch/en/issues/2024/24-April-2024/protection-of-a-bank_d5d9e0417e.html__ONCE&login=false</a>

DOI - Digital Object Identifier

<a href="http://dx.doi.org/10.38023/f6597dc5-b5b8-4c73-ae59-1ae55d1827cf" target="_blank" >10.38023/f6597dc5-b5b8-4c73-ae59-1ae55d1827cf</a>

Jazyk výsledku

angličtina

Název v původním jazyce

Protection of a bank's clients against payment frauds based on social engineering What will upcoming Payment Services Regulation change

Popis výsledku v původním jazyce

In recent years, the number of fraudulent payment transactions in Europe has significantly increased, when fraudsters use social engineering methods (e.g. phishing or vishing) to manipulate a victim into sharing sensitive personal data or making payment transactions in favor of a fraudster. Concerning the fact that these types of fraud have become more sophisticated, it is still very difficult for potential victims to detect fraudulent behavior. Current anti-fraud measures in PSD2 seem to be insufficient in relation to these new types of fraudulent practices. Due to this fact, the European Commission recently published a proposal for the Regulation of payment services in the internal market, which updated the rules of payment services and strengthened measures to combat payment fraud. The paper introduces the EU proposal in the context of the protection of bank clients against payment fraud based on social engineering methods. The author will mainly focus on the comparison of proposed measures with the current legal framework and its evaluation.

Název v anglickém jazyce

Protection of a bank's clients against payment frauds based on social engineering What will upcoming Payment Services Regulation change

Popis výsledku anglicky

In recent years, the number of fraudulent payment transactions in Europe has significantly increased, when fraudsters use social engineering methods (e.g. phishing or vishing) to manipulate a victim into sharing sensitive personal data or making payment transactions in favor of a fraudster. Concerning the fact that these types of fraud have become more sophisticated, it is still very difficult for potential victims to detect fraudulent behavior. Current anti-fraud measures in PSD2 seem to be insufficient in relation to these new types of fraudulent practices. Due to this fact, the European Commission recently published a proposal for the Regulation of payment services in the internal market, which updated the rules of payment services and strengthened measures to combat payment fraud. The paper introduces the EU proposal in the context of the protection of bank clients against payment fraud based on social engineering methods. The author will mainly focus on the comparison of proposed measures with the current legal framework and its evaluation.

Druh

J_SC - Článek v periodiku v databázi SCOPUS

CEP obor

—

OECD FORD obor

50501 - Law

Projekt

—

Návaznosti

O - Projekt operacniho programu

Rok uplatnění

2024

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

Jusletter IT

ISSN

1664-848X

e-ISSN

1664-848X

Svazek periodika

2024

Číslo periodika v rámci svazku

3

Stát vydavatele periodika

AT - Rakouská republika

Počet stran výsledku

7

Strana od-do

519-525

Kód UT WoS článku

—

EID výsledku v databázi Scopus

2-s2.0-85195644431