Social Lending and its Risks
Identifikátory výsledku
Kód výsledku v IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216224%3A14560%2F16%3A00091155" target="_blank" >RIV/00216224:14560/16:00091155 - isvavai.cz</a>
Výsledek na webu
<a href="http://www.sciencedirect.com/science/journal/18770428/220/supp/C" target="_blank" >http://www.sciencedirect.com/science/journal/18770428/220/supp/C</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.1016/j.sbspro.2016.05.506" target="_blank" >10.1016/j.sbspro.2016.05.506</a>
Alternativní jazyky
Jazyk výsledku
angličtina
Název v původním jazyce
Social Lending and its Risks
Popis výsledku v původním jazyce
Czech companies discover alternative non-banking financing of their business. Social lending known as peer to peer (P2P) financing has started to appear on the Czech market. P2P lending is a new platform of financial transactions that bypasses traditional intermediaries by directly connecting borrower and lenders. But there is an information asymmetry between lenders and borrowers to which online P2P lending platforms have to face. As many loans are not secured by collateral, the assessment of the borrower´s creditworthiness is very important. The aim of this article is to define risks of investments to P2P loans and propose the elimination of these risks. We went through studies focused on default of corporate entities which were done in different countries and selected some of them. We have chosen these studies because their research is focused not only on financial indicators assessment but also on non-financial indicators assessment and use econometric models to measure probability of default.
Název v anglickém jazyce
Social Lending and its Risks
Popis výsledku anglicky
Czech companies discover alternative non-banking financing of their business. Social lending known as peer to peer (P2P) financing has started to appear on the Czech market. P2P lending is a new platform of financial transactions that bypasses traditional intermediaries by directly connecting borrower and lenders. But there is an information asymmetry between lenders and borrowers to which online P2P lending platforms have to face. As many loans are not secured by collateral, the assessment of the borrower´s creditworthiness is very important. The aim of this article is to define risks of investments to P2P loans and propose the elimination of these risks. We went through studies focused on default of corporate entities which were done in different countries and selected some of them. We have chosen these studies because their research is focused not only on financial indicators assessment but also on non-financial indicators assessment and use econometric models to measure probability of default.
Klasifikace
Druh
D - Stať ve sborníku
CEP obor
AH - Ekonomie
OECD FORD obor
—
Návaznosti výsledku
Projekt
—
Návaznosti
S - Specificky vyzkum na vysokych skolach
Ostatní
Rok uplatnění
2016
Kód důvěrnosti údajů
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Údaje specifické pro druh výsledku
Název statě ve sborníku
19th International Conference Enterprise and Competitive Environment 2016, ECE 2016
ISBN
—
ISSN
1877-0428
e-ISSN
—
Počet stran výsledku
8
Strana od-do
330-337
Název nakladatele
Mendel University in Brno
Místo vydání
Brno
Místo konání akce
Brno
Datum konání akce
1. 1. 2016
Typ akce podle státní příslušnosti
WRD - Celosvětová akce
Kód UT WoS článku
000386948700039