The Efficiency of Selected Banking Sectors in the European Union

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F00216275%3A25410%2F17%3A39911409" target="_blank" >RIV/00216275:25410/17:39911409 - isvavai.cz</a>

Výsledek na webu

<a href="https://is.muni.cz/do/econ/soubory/aktivity/fai/68642385/FAI2017_01_01.pdf" target="_blank" >https://is.muni.cz/do/econ/soubory/aktivity/fai/68642385/FAI2017_01_01.pdf</a>

DOI - Digital Object Identifier

<a href="http://dx.doi.org/10.5817/FAI2017-1-1" target="_blank" >10.5817/FAI2017-1-1</a>

Jazyk výsledku

angličtina

Název v původním jazyce

The Efficiency of Selected Banking Sectors in the European Union

Popis výsledku v původním jazyce

When measuring bank efficiency, there is no generally accepted concept of efficiency nor is there a uniform system of indicators for its measurement. It is, however, possible to use the method of financial analysis to measure bank efficiency. In this paper, the following ratios are used for measuring bank efficiency: ROA, ROE, total assets, nonperforming loans/total loans, quick liquid assets/total assets, quick liquid assets/short-term liabilities, loans/deposits, and capital adequacy. The goal of this paper is to assess the efficiency of Czech banks using cluster analysis on the basis of selected ratios and to conduct a comparison with bank efficiency in Poland, Austria, Greece, Portugal, France, and Slovakia. The collective ratios for the entire banking sector will be compared for the selected countries for the years 2010–2013. Cluster analysis demonstrates that the Czech banking sector is the most similar to the Slovakian sector. According to a combination of selected ratios, it is possible to designate the cluster composed of the Czech and Slovak banking sectors as being the cluster with the highest banking sector efficiency. It differs extensively from the cluster of Greece and Portugal.

Název v anglickém jazyce

The Efficiency of Selected Banking Sectors in the European Union

Popis výsledku anglicky

When measuring bank efficiency, there is no generally accepted concept of efficiency nor is there a uniform system of indicators for its measurement. It is, however, possible to use the method of financial analysis to measure bank efficiency. In this paper, the following ratios are used for measuring bank efficiency: ROA, ROE, total assets, nonperforming loans/total loans, quick liquid assets/total assets, quick liquid assets/short-term liabilities, loans/deposits, and capital adequacy. The goal of this paper is to assess the efficiency of Czech banks using cluster analysis on the basis of selected ratios and to conduct a comparison with bank efficiency in Poland, Austria, Greece, Portugal, France, and Slovakia. The collective ratios for the entire banking sector will be compared for the selected countries for the years 2010–2013. Cluster analysis demonstrates that the Czech banking sector is the most similar to the Slovakian sector. According to a combination of selected ratios, it is possible to designate the cluster composed of the Czech and Slovak banking sectors as being the cluster with the highest banking sector efficiency. It differs extensively from the cluster of Greece and Portugal.

Druh

J_ost - Ostatní články v recenzovaných periodicích

CEP obor

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OECD FORD obor

50202 - Applied Economics, Econometrics

Projekt

—

Návaznosti

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Rok uplatnění

2017

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

Financial Assets and Investing

ISSN

1804-5081

e-ISSN

—

Svazek periodika

1

Číslo periodika v rámci svazku

zima

Stát vydavatele periodika

CZ - Česká republika

Počet stran výsledku

14

Strana od-do

5-18

Kód UT WoS článku

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EID výsledku v databázi Scopus

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