Entrepreneurial Attitudes in Firms’ Credit Access

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F04130081%3A_____%2F23%3AN0000004" target="_blank" >RIV/04130081:_____/23:N0000004 - isvavai.cz</a>

Výsledek na webu

<a href="https://ce.vizja.pl/en/download-pdf/volume/17/issue/4/id/725" target="_blank" >https://ce.vizja.pl/en/download-pdf/volume/17/issue/4/id/725</a>

DOI - Digital Object Identifier

<a href="http://dx.doi.org/10.5709/ce.1897-9254.516" target="_blank" >10.5709/ce.1897-9254.516</a>

Jazyk výsledku

angličtina

Název v původním jazyce

Entrepreneurial Attitudes in Firms’ Credit Access

Popis výsledku v původním jazyce

Although enterprises make significant contributions to the GDP of countries, bank credit access is one of the biggest obstacles for them to survive. However, businesses can signal their entrepreneurial behaviors that are included in the Theory of Planned Behavior (TPB) to reduce banks’ concerns about their credit default. However, firms can have various entrepreneurial attitudes depending on their international activities that increase their in-novativeness, and financial performance enabling credit access. Thus, the impact of TPB on credit access can dif-fer depending on firms’ internationalization status and this is the main of this study to examine. For this purpose, this paper analyzes 1175 firms from various countries. The researchers apply a purposive sampling method to create a research sample and direct an internet-mediated questionnaire to the selected respondents. Binary Lo-gistic Regression analyses have been performed by the researchers to investigate the impact of TPB on credit ac-cess. The results show that the components of TPB, personal attitude, personal behavioral control, and subjective norms have different impacts on the credit access of international and domestic companies. Personal attitude and subjective norms negatively affect bank credit access of international and domestic firms, respectively while they do not determine credit access of domestic and international firms, respectively. Moreover, personal behavioral control positively affects credit access of domestic and international companies. The reason for these results might be related to firm-level and country-level characteristics. Relationship lending and the educational and financial support of academicians and policymakers can provide solutions for credit access problems of firms.

Název v anglickém jazyce

Entrepreneurial Attitudes in Firms’ Credit Access

Popis výsledku anglicky

Although enterprises make significant contributions to the GDP of countries, bank credit access is one of the biggest obstacles for them to survive. However, businesses can signal their entrepreneurial behaviors that are included in the Theory of Planned Behavior (TPB) to reduce banks’ concerns about their credit default. However, firms can have various entrepreneurial attitudes depending on their international activities that increase their in-novativeness, and financial performance enabling credit access. Thus, the impact of TPB on credit access can dif-fer depending on firms’ internationalization status and this is the main of this study to examine. For this purpose, this paper analyzes 1175 firms from various countries. The researchers apply a purposive sampling method to create a research sample and direct an internet-mediated questionnaire to the selected respondents. Binary Lo-gistic Regression analyses have been performed by the researchers to investigate the impact of TPB on credit ac-cess. The results show that the components of TPB, personal attitude, personal behavioral control, and subjective norms have different impacts on the credit access of international and domestic companies. Personal attitude and subjective norms negatively affect bank credit access of international and domestic firms, respectively while they do not determine credit access of domestic and international firms, respectively. Moreover, personal behavioral control positively affects credit access of domestic and international companies. The reason for these results might be related to firm-level and country-level characteristics. Relationship lending and the educational and financial support of academicians and policymakers can provide solutions for credit access problems of firms.

Druh

J_imp - Článek v periodiku v databázi Web of Science

CEP obor

—

OECD FORD obor

50204 - Business and management

Projekt

—

Návaznosti

N - Vyzkumna aktivita podporovana z neverejnych zdroju

Rok uplatnění

2023

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

CONTEMPORARY ECONOMICS

ISSN

2084-0845

e-ISSN

2300-8814

Svazek periodika

17

Číslo periodika v rámci svazku

4

Stát vydavatele periodika

PL - Polská republika

Počet stran výsledku

18

Strana od-do

361-378

Kód UT WoS článku

001130462800003

EID výsledku v databázi Scopus

2-s2.0-85180423076