HOW DO BANK CREDIT TERMS AFFECT CREDIT ACCESS OF ENTERPRISES IN EUROPE? AN EMPIRICAL RESEARCH FROM THE PERSPECTIVE OF INSTITUTION-BASED VIEW

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F04130081%3A_____%2F23%3AN0000045" target="_blank" >RIV/04130081:_____/23:N0000045 - isvavai.cz</a>

Nalezeny alternativní kódy

RIV/47813059:19520/23:A0000422

Výsledek na webu

<a href="http://www.transformations.knf.vu.lt/60/article/howd" target="_blank" >http://www.transformations.knf.vu.lt/60/article/howd</a>

DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

HOW DO BANK CREDIT TERMS AFFECT CREDIT ACCESS OF ENTERPRISES IN EUROPE? AN EMPIRICAL RESEARCH FROM THE PERSPECTIVE OF INSTITUTION-BASED VIEW

Popis výsledku v původním jazyce

Enterprises suffer from bank credit access, especially in countries where economic, legal and political institutions are weak. This is because depending on the quality of these formal institutions that are based on Institution-based View, banks can apply various lending terms and conditions that might create different credit obstacles in various countries. In this regard, the objective of this paper to find out whether the impact of the credit conditions on credit access of enterprises differ depending on countries where they are located. The results from Binary Logistic Regression analyses confirm the international differences in the impact of credit conditions on bank credit access of enterprises. While Slovak and Polish firms that observe strict lending terms of banks, are more likely to access to finance, the perceptions of Czech and Hungarian enterprises regarding lending terms do not affect their credit access.

Název v anglickém jazyce

HOW DO BANK CREDIT TERMS AFFECT CREDIT ACCESS OF ENTERPRISES IN EUROPE? AN EMPIRICAL RESEARCH FROM THE PERSPECTIVE OF INSTITUTION-BASED VIEW

Popis výsledku anglicky

Enterprises suffer from bank credit access, especially in countries where economic, legal and political institutions are weak. This is because depending on the quality of these formal institutions that are based on Institution-based View, banks can apply various lending terms and conditions that might create different credit obstacles in various countries. In this regard, the objective of this paper to find out whether the impact of the credit conditions on credit access of enterprises differ depending on countries where they are located. The results from Binary Logistic Regression analyses confirm the international differences in the impact of credit conditions on bank credit access of enterprises. While Slovak and Polish firms that observe strict lending terms of banks, are more likely to access to finance, the perceptions of Czech and Hungarian enterprises regarding lending terms do not affect their credit access.

Druh

J_imp - Článek v periodiku v databázi Web of Science

CEP obor

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OECD FORD obor

50204 - Business and management

Projekt

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Návaznosti

N - Vyzkumna aktivita podporovana z neverejnych zdroju

Rok uplatnění

2023

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

Transformations in Business and Economics

ISSN

1648-4460

e-ISSN

1648-4460

Svazek periodika

22

Číslo periodika v rámci svazku

3

Stát vydavatele periodika

LV - Lotyšská republika

Počet stran výsledku

20

Strana od-do

226-245

Kód UT WoS článku

001130717200021

EID výsledku v databázi Scopus

2-s2.0-85180181082