Risk taking of Czech banks

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F47813059%3A19520%2F13%3A%230002254" target="_blank" >RIV/47813059:19520/13:#0002254 - isvavai.cz</a>

Výsledek na webu

<a href="http://www.sciencedirect.com/science/article/pii/S2212567113000385" target="_blank" >http://www.sciencedirect.com/science/article/pii/S2212567113000385</a>

DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

Risk taking of Czech banks

Popis výsledku v původním jazyce

Present study has focused on riskiness of providing loans as well as loans and reserves policies of banks in the Czech Republic. The paper shows how Czech banks are taking more credit risk due to dissolution of credit provisions to their incomes even inglobal financial crisis times. Higher concentration level of credit market and foreign owners of banks are typical for this small country. Estimated period is from 2002 to 2011. Methodologically it is used panel GMM regression, but on the other hand it is also used basic calculations from annual reports data of Czech major banks in this article. The author has argued that Czech banking sector is more risky, which is affected by foreign parent companies. Higher level of banks' earnings at the expense ofthe credit risk then could affect whole Czech economy, if the quality of debtors will decrease. There are also some policy implications based on results of the work. These implications are addressed to commercial banks, but also to the ce

Název v anglickém jazyce

Risk taking of Czech banks

Popis výsledku anglicky

Present study has focused on riskiness of providing loans as well as loans and reserves policies of banks in the Czech Republic. The paper shows how Czech banks are taking more credit risk due to dissolution of credit provisions to their incomes even inglobal financial crisis times. Higher concentration level of credit market and foreign owners of banks are typical for this small country. Estimated period is from 2002 to 2011. Methodologically it is used panel GMM regression, but on the other hand it is also used basic calculations from annual reports data of Czech major banks in this article. The author has argued that Czech banking sector is more risky, which is affected by foreign parent companies. Higher level of banks' earnings at the expense ofthe credit risk then could affect whole Czech economy, if the quality of debtors will decrease. There are also some policy implications based on results of the work. These implications are addressed to commercial banks, but also to the ce

Druh

J_x - Nezařazeno - Článek v odborném periodiku (Jimp, Jsc a Jost)

CEP obor

AH - Ekonomie

OECD FORD obor

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Projekt

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Návaznosti

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Rok uplatnění

2013

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

Procedia Economics and Finance

ISSN

2212-5671

e-ISSN

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Svazek periodika

2013

Číslo periodika v rámci svazku

5

Stát vydavatele periodika

US - Spojené státy americké

Počet stran výsledku

8

Strana od-do

318-325

Kód UT WoS článku

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EID výsledku v databázi Scopus

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