The Development of Mortgage Loans with Using Regression Analysis

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62690094%3A18450%2F18%3A50005264" target="_blank" >RIV/62690094:18450/18:50005264 - isvavai.cz</a>

Výsledek na webu

<a href="http://dx.doi.org/10.3923/jeasci.2018.7003.7007" target="_blank" >http://dx.doi.org/10.3923/jeasci.2018.7003.7007</a>

DOI - Digital Object Identifier

<a href="http://dx.doi.org/10.3923/jeasci.2018.7003.7007" target="_blank" >10.3923/jeasci.2018.7003.7007</a>

Jazyk výsledku

angličtina

Název v původním jazyce

The Development of Mortgage Loans with Using Regression Analysis

Popis výsledku v původním jazyce

After the financial crisis ended there was also a revival in the mortgage market. Since 2013 there has been a growth in the number of contracts concluded and at the same time the amount of mortgage loans increase. The interest rates fell too and in July 2016 they recorded 1.88 % their lowest historical value, and according to predictions they are supposed to decrease even further. In the last quarter of 2016 the Czech National Bank predicts a slow rise in interest rates. The paper deals with the history and development of the mortgage market in the Czech Republic focusing on the current year 2016, and the analysis of development over the summer months compared with the previous years. This paper aims to create a regression model for the amount of mortgage loans and interest rate including their analysis. Using correlation analysis to demonstrate the level of dependency of the amount (values) of loans in the years 2015 - 2016 on the interest rate.

Název v anglickém jazyce

The Development of Mortgage Loans with Using Regression Analysis

Popis výsledku anglicky

After the financial crisis ended there was also a revival in the mortgage market. Since 2013 there has been a growth in the number of contracts concluded and at the same time the amount of mortgage loans increase. The interest rates fell too and in July 2016 they recorded 1.88 % their lowest historical value, and according to predictions they are supposed to decrease even further. In the last quarter of 2016 the Czech National Bank predicts a slow rise in interest rates. The paper deals with the history and development of the mortgage market in the Czech Republic focusing on the current year 2016, and the analysis of development over the summer months compared with the previous years. This paper aims to create a regression model for the amount of mortgage loans and interest rate including their analysis. Using correlation analysis to demonstrate the level of dependency of the amount (values) of loans in the years 2015 - 2016 on the interest rate.

Druh

J_SC - Článek v periodiku v databázi SCOPUS

CEP obor

—

OECD FORD obor

50206 - Finance

Projekt

—

Návaznosti

S - Specificky vyzkum na vysokych skolach

Rok uplatnění

2018

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

Advanced science letters

ISSN

1816-949X

e-ISSN

—

Svazek periodika

13

Číslo periodika v rámci svazku

9

Stát vydavatele periodika

US - Spojené státy americké

Počet stran výsledku

5

Strana od-do

7003-7007

Kód UT WoS článku

—

EID výsledku v databázi Scopus

2-s2.0-85055928306