Factors of Professional Qualification Test Results of Selected Non-Bank Consumer Credit Providers Employees

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62690094%3A18450%2F19%3A50016268" target="_blank" >RIV/62690094:18450/19:50016268 - isvavai.cz</a>

Výsledek na webu

<a href="https://is.muni.cz/do/econ/sborniky/2019/Proceedings_final.pdf" target="_blank" >https://is.muni.cz/do/econ/sborniky/2019/Proceedings_final.pdf</a>

DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

Factors of Professional Qualification Test Results of Selected Non-Bank Consumer Credit Providers Employees

Popis výsledku v původním jazyce

Non-bank financial institutions providing or intermediating consumer credit were throughout a year of 2018 ensuring the qualification of their employee to meet requirements of a recent regulation. Czech National Bank stipulated decree no. 381/2016 and decree no. 384/2016 to implement legal act no. 257/2016 Coll., on consumer credit. This regulation came into force recently and therefore, a professional qualification level of all employees involved in the provision and intermediation of a consumer credit now has to be proven. Qualification could be proven at accredited institutions only by passing an exam test. We analyzed the test results of 1.916 employees of two medium sized non-bank financial institutions who took the final qualification test at an accredited institution. We set main and auxiliary hypotheses regarding an effect of gender, age, and time. Gender was not found as a factor of performance in the qualification testing. Age was found as a factor of the test score. The youngest and the oldest employees performed statistically worse than employees between age of 30-59. The last tested variable of time was found as a factor. Performance of employees who took the test in the first quartile was both statistically as well as from practitioner&apos;s point of view significantly better.

Název v anglickém jazyce

Factors of Professional Qualification Test Results of Selected Non-Bank Consumer Credit Providers Employees

Popis výsledku anglicky

Non-bank financial institutions providing or intermediating consumer credit were throughout a year of 2018 ensuring the qualification of their employee to meet requirements of a recent regulation. Czech National Bank stipulated decree no. 381/2016 and decree no. 384/2016 to implement legal act no. 257/2016 Coll., on consumer credit. This regulation came into force recently and therefore, a professional qualification level of all employees involved in the provision and intermediation of a consumer credit now has to be proven. Qualification could be proven at accredited institutions only by passing an exam test. We analyzed the test results of 1.916 employees of two medium sized non-bank financial institutions who took the final qualification test at an accredited institution. We set main and auxiliary hypotheses regarding an effect of gender, age, and time. Gender was not found as a factor of performance in the qualification testing. Age was found as a factor of the test score. The youngest and the oldest employees performed statistically worse than employees between age of 30-59. The last tested variable of time was found as a factor. Performance of employees who took the test in the first quartile was both statistically as well as from practitioner&apos;s point of view significantly better.

Druh

D - Stať ve sborníku

CEP obor

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OECD FORD obor

50204 - Business and management

Projekt

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Návaznosti

S - Specificky vyzkum na vysokych skolach

Rok uplatnění

2019

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

EUROPEAN FINANCIAL SYSTEMS 2019

ISBN

978-80-210-9338-6

ISSN

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e-ISSN

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Počet stran výsledku

8

Strana od-do

546-553

Název nakladatele

MASARYKOVA UNIV

Místo vydání

BRNO

Místo konání akce

Brno

Datum konání akce

24. 6. 2019

Typ akce podle státní příslušnosti

EUR - Evropská akce

Kód UT WoS článku

000503222600065