ANALYSIS OF THE MORTGAGE MARKET IN THE CZECH REPUBLIC
Identifikátory výsledku
Kód výsledku v IS VaVaI
<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F62690094%3A18450%2F21%3A50018457" target="_blank" >RIV/62690094:18450/21:50018457 - isvavai.cz</a>
Nalezeny alternativní kódy
RIV/00216275:25530/21:39918477
Výsledek na webu
<a href="https://uni.uhk.cz/hed/site/assets/files/1077/proceedings_2021_1-1.pdf" target="_blank" >https://uni.uhk.cz/hed/site/assets/files/1077/proceedings_2021_1-1.pdf</a>
DOI - Digital Object Identifier
<a href="http://dx.doi.org/10.36689/uhk/hed/2021-01-024" target="_blank" >10.36689/uhk/hed/2021-01-024</a>
Alternativní jazyky
Jazyk výsledku
angličtina
Název v původním jazyce
ANALYSIS OF THE MORTGAGE MARKET IN THE CZECH REPUBLIC
Popis výsledku v původním jazyce
During the beginning of 2020, the coronavirus pandemic spread worldwide. Governments have responded with tough restrictive measures. The Czech National Bank decided to support the economy and reduced the 2W repo rate twice during March 2020 and for the third time in May 2020 to the current 0.25%. In addition to low interest rates from the CNB, there is very high competition in the mortgage market, which reduces the average interest rate on mortgage loans. Mortgage loans are thus more affordable. The aim of the article is to analyze the current situation on the mortgage market and predict their further development. Using correlation analysis will be shown, that trends of interest rate and number of mortgage loans and their volume are not similar. This will be illustrated by graph, which will show decreasing trend of interest rate and increasing rate of number and volume of mortgages. Using significance test of correlation co-efficient will be verified, that even the trends in absolute values are not similar.
Název v anglickém jazyce
ANALYSIS OF THE MORTGAGE MARKET IN THE CZECH REPUBLIC
Popis výsledku anglicky
During the beginning of 2020, the coronavirus pandemic spread worldwide. Governments have responded with tough restrictive measures. The Czech National Bank decided to support the economy and reduced the 2W repo rate twice during March 2020 and for the third time in May 2020 to the current 0.25%. In addition to low interest rates from the CNB, there is very high competition in the mortgage market, which reduces the average interest rate on mortgage loans. Mortgage loans are thus more affordable. The aim of the article is to analyze the current situation on the mortgage market and predict their further development. Using correlation analysis will be shown, that trends of interest rate and number of mortgage loans and their volume are not similar. This will be illustrated by graph, which will show decreasing trend of interest rate and increasing rate of number and volume of mortgages. Using significance test of correlation co-efficient will be verified, that even the trends in absolute values are not similar.
Klasifikace
Druh
D - Stať ve sborníku
CEP obor
—
OECD FORD obor
50201 - Economic Theory
Návaznosti výsledku
Projekt
—
Návaznosti
S - Specificky vyzkum na vysokych skolach<br>I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace
Ostatní
Rok uplatnění
2021
Kód důvěrnosti údajů
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Údaje specifické pro druh výsledku
Název statě ve sborníku
Hradec economic days 2021 Vol. 11(1) proceedings of the international scientific conference
ISBN
978-80-7435-822-7
ISSN
2464-6059
e-ISSN
2464-6067
Počet stran výsledku
9
Strana od-do
242-250
Název nakladatele
Univerzita Hradec Králové
Místo vydání
Hradec Králové
Místo konání akce
Hradec Králové
Datum konání akce
25. 3. 2021
Typ akce podle státní příslušnosti
WRD - Celosvětová akce
Kód UT WoS článku
000670596900024