Peer Analyses Of The Profitability And Long Term Sustainability Of Selected Banks

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F68407700%3A21630%2F17%3A00311884" target="_blank" >RIV/68407700:21630/17:00311884 - isvavai.cz</a>

Výsledek na webu

<a href="http://ufu.utb.cz/konference/proceedings2017.pdf" target="_blank" >http://ufu.utb.cz/konference/proceedings2017.pdf</a>

DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

Peer Analyses Of The Profitability And Long Term Sustainability Of Selected Banks

Popis výsledku v původním jazyce

In the last ten years, the concept of low-cost banks has changed the Czech banking system, motivating clients to push the bank to change their pricing and product policy, and won against conservatism in the traditional banking market in the Czech Republic. The aim of this paper is to compare selected banks based on results using peer analysis of financial and other banking sector indicators. The secondary aim is to analyse, whether the low-cost banking segment changes the profitability of “big” banks and the value of other selected indicators (based on 2015 values) during their ten year history and verify if we can still classify them into the low-cost banking segment. These selected indicators are: capital adequacy, balance sheet total, return of equity, return on assets, net interest margin and number of clients. In analysing of selected banks, the main components method was used for the input of data processing, and subsequently, cluster analysis was used. The basic purpose of using the main components method is to simplify the description of the Group mutually correlated with the absence of the Relations Division on the dependent and independent variable. For the analyses, 10 banks were selected (four “large”, two “medium” and five “small” from the low-cost banking segment). The results will be presented as a graphical figure, called a dendogram, providing a highly interpretable complete description of the hierarchical aglomerative clustering. Finally, there the paper will identified the median value of the created variables of clusters´characteristics based on the data from 2013 and 2015.

Název v anglickém jazyce

Peer Analyses Of The Profitability And Long Term Sustainability Of Selected Banks

Popis výsledku anglicky

In the last ten years, the concept of low-cost banks has changed the Czech banking system, motivating clients to push the bank to change their pricing and product policy, and won against conservatism in the traditional banking market in the Czech Republic. The aim of this paper is to compare selected banks based on results using peer analysis of financial and other banking sector indicators. The secondary aim is to analyse, whether the low-cost banking segment changes the profitability of “big” banks and the value of other selected indicators (based on 2015 values) during their ten year history and verify if we can still classify them into the low-cost banking segment. These selected indicators are: capital adequacy, balance sheet total, return of equity, return on assets, net interest margin and number of clients. In analysing of selected banks, the main components method was used for the input of data processing, and subsequently, cluster analysis was used. The basic purpose of using the main components method is to simplify the description of the Group mutually correlated with the absence of the Relations Division on the dependent and independent variable. For the analyses, 10 banks were selected (four “large”, two “medium” and five “small” from the low-cost banking segment). The results will be presented as a graphical figure, called a dendogram, providing a highly interpretable complete description of the hierarchical aglomerative clustering. Finally, there the paper will identified the median value of the created variables of clusters´characteristics based on the data from 2013 and 2015.

Druh

D - Stať ve sborníku

CEP obor

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OECD FORD obor

50206 - Finance

Projekt

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Návaznosti

I - Institucionalni podpora na dlouhodoby koncepcni rozvoj vyzkumne organizace

Rok uplatnění

2017

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

Proceedings of the 8th International Scientific Conference Finance and Performance of Firms in Science, Education and Practice

ISBN

978-80-7454-653-2

ISSN

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e-ISSN

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Počet stran výsledku

12

Strana od-do

348-359

Název nakladatele

Univerzita Tomáše Bati

Místo vydání

Zlín

Místo konání akce

Zlín

Datum konání akce

26. 4. 2017

Typ akce podle státní příslušnosti

WRD - Celosvětová akce

Kód UT WoS článku

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