The Impact of Basel Standards on Banks' Lending Activities: An Empirical Evidence from Vietnam in the beginning

Kód výsledku v IS VaVaI

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Výsledek na webu

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DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

The Impact of Basel Standards on Banks' Lending Activities: An Empirical Evidence from Vietnam in the beginning

Popis výsledku v původním jazyce

This study aims to analyze how lending ability would be affected following the implementation of Basel's standards in Vietnamese commercial banks. I have selected panel data from first quarter 2011 to third quarter 2014 in Vietnam banking industry - theperiod of regulatory applied for this study and I find that beside the change of own capital which would have impact on lending capability at time of capital change, lending capability would also be directly influenced by borrowings from other banks anddeposits of customers. Using multi - regression, LMG, DEA method and Granger - Cause test, I find that banks who fund their lending with less dependence on interbank capital are more efficient and could do business better than those who fund their lending mostly by interbank capital. Furthermore, almost elements that fund for the lending do not support for the improvement of banks' capital.

Název v anglickém jazyce

The Impact of Basel Standards on Banks' Lending Activities: An Empirical Evidence from Vietnam in the beginning

Popis výsledku anglicky

This study aims to analyze how lending ability would be affected following the implementation of Basel's standards in Vietnamese commercial banks. I have selected panel data from first quarter 2011 to third quarter 2014 in Vietnam banking industry - theperiod of regulatory applied for this study and I find that beside the change of own capital which would have impact on lending capability at time of capital change, lending capability would also be directly influenced by borrowings from other banks anddeposits of customers. Using multi - regression, LMG, DEA method and Granger - Cause test, I find that banks who fund their lending with less dependence on interbank capital are more efficient and could do business better than those who fund their lending mostly by interbank capital. Furthermore, almost elements that fund for the lending do not support for the improvement of banks' capital.

Druh

D - Stať ve sborníku

CEP obor

AE - Řízení, správa a administrativa

OECD FORD obor

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Projekt

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Návaznosti

S - Specificky vyzkum na vysokych skolach

Rok uplatnění

2015

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

Proceedings of the 2nd International Conference on Finance and Economics

ISBN

978-80-87990-04-9

ISSN

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e-ISSN

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Počet stran výsledku

15

Strana od-do

214-228

Název nakladatele

Ton Duc Thang University

Místo vydání

Hochiminh city

Místo konání akce

Ho Chi Minh City

Datum konání akce

4. 6. 2015

Typ akce podle státní příslušnosti

WRD - Celosvětová akce

Kód UT WoS článku

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