THE IMPACT OF BASEL STANDARDS ON BANKS' LENDING ACTIVITIES: AN EMPIRICAL EVIDENCE FROM VIETNAM

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F15%3A43874223" target="_blank" >RIV/70883521:28120/15:43874223 - isvavai.cz</a>

Výsledek na webu

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DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

THE IMPACT OF BASEL STANDARDS ON BANKS' LENDING ACTIVITIES: AN EMPIRICAL EVIDENCE FROM VIETNAM

Popis výsledku v původním jazyce

This study aims to analyze how lending ability would be affected following the implementation of Basel's standards into Vietnamese commercial banks. I have selected panel data from first quarter 2011 to third quarter 2014 in Vietnam banking industry - the period of regulatory applied for this study and I find that beside the change of own capital which would impact lending capability at time of capital change, lending capability would also be directly impacted by borrowings from other banks and depositsof customer. Using multi - regression, LMG, DEA method and Granger - Cause test, I find that banks who fund their lending with less dependent to interbank capital are more efficient and could do business better than those who fund their lending mostly by interbank capital. Further more, almost elements that fund for the lending do not support for the improvement of banks' capital.

Název v anglickém jazyce

THE IMPACT OF BASEL STANDARDS ON BANKS' LENDING ACTIVITIES: AN EMPIRICAL EVIDENCE FROM VIETNAM

Popis výsledku anglicky

This study aims to analyze how lending ability would be affected following the implementation of Basel's standards into Vietnamese commercial banks. I have selected panel data from first quarter 2011 to third quarter 2014 in Vietnam banking industry - the period of regulatory applied for this study and I find that beside the change of own capital which would impact lending capability at time of capital change, lending capability would also be directly impacted by borrowings from other banks and depositsof customer. Using multi - regression, LMG, DEA method and Granger - Cause test, I find that banks who fund their lending with less dependent to interbank capital are more efficient and could do business better than those who fund their lending mostly by interbank capital. Further more, almost elements that fund for the lending do not support for the improvement of banks' capital.

Druh

O - Ostatní výsledky

CEP obor

AE - Řízení, správa a administrativa

OECD FORD obor

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Projekt

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Návaznosti

V - Vyzkumna aktivita podporovana z jinych verejnych zdroju

Rok uplatnění

2015

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů