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Credit Cards as a Determinant of Social Capital: A Study of Rational Behaviour of Urbanised Consumers

Identifikátory výsledku

  • Kód výsledku v IS VaVaI

    <a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F70883521%3A28120%2F16%3A43875300" target="_blank" >RIV/70883521:28120/16:43875300 - isvavai.cz</a>

  • Výsledek na webu

  • DOI - Digital Object Identifier

Alternativní jazyky

  • Jazyk výsledku

    angličtina

  • Název v původním jazyce

    Credit Cards as a Determinant of Social Capital: A Study of Rational Behaviour of Urbanised Consumers

  • Popis výsledku v původním jazyce

    This study intends to develop a theoretical framework to show credit card usage as a determinant of social capital of people who are living in urban societies in developing economies. Data were instrumented by a questionnaire. A survey of citizens of Kandy City area of Central Province of Sri Lanka was conducted to gather data for the study. Logistic regression, one-way ANOVA, and chi-square/Fisher exact tests were used to analysis data empirically to achieve research objectives. The results indicated that socio-economic & socio-demographic variable namely; life insurance, cash savings, and occupation status are significant determinants of credit card usage. Gender, age, education, race, and income of respondents are reported as insignificant factors to have credit cards. Further, three out of four specific proxies of social capital namely; the degree of participation in societal activities, membership in credit association, and membership in the professional body have shown as significant determinants of credit card usage. Membership in credit societies has shown negative effect to have credit cards. In addition, membership in community welfare societies is recorded as insignificant factor to usage of credit cards. Accordingly, study results concluded that credit card usage of consumers of urban area in Sri Lanka is a good indicator of perceived social capital. This signals that promotional programme of credit cards by financial institutions among urban people could be implemented through social networks.

  • Název v anglickém jazyce

    Credit Cards as a Determinant of Social Capital: A Study of Rational Behaviour of Urbanised Consumers

  • Popis výsledku anglicky

    This study intends to develop a theoretical framework to show credit card usage as a determinant of social capital of people who are living in urban societies in developing economies. Data were instrumented by a questionnaire. A survey of citizens of Kandy City area of Central Province of Sri Lanka was conducted to gather data for the study. Logistic regression, one-way ANOVA, and chi-square/Fisher exact tests were used to analysis data empirically to achieve research objectives. The results indicated that socio-economic & socio-demographic variable namely; life insurance, cash savings, and occupation status are significant determinants of credit card usage. Gender, age, education, race, and income of respondents are reported as insignificant factors to have credit cards. Further, three out of four specific proxies of social capital namely; the degree of participation in societal activities, membership in credit association, and membership in the professional body have shown as significant determinants of credit card usage. Membership in credit societies has shown negative effect to have credit cards. In addition, membership in community welfare societies is recorded as insignificant factor to usage of credit cards. Accordingly, study results concluded that credit card usage of consumers of urban area in Sri Lanka is a good indicator of perceived social capital. This signals that promotional programme of credit cards by financial institutions among urban people could be implemented through social networks.

Klasifikace

  • Druh

    J<sub>x</sub> - Nezařazeno - Článek v odborném periodiku (Jimp, Jsc a Jost)

  • CEP obor

    AE - Řízení, správa a administrativa

  • OECD FORD obor

Návaznosti výsledku

  • Projekt

  • Návaznosti

    S - Specificky vyzkum na vysokych skolach

Ostatní

  • Rok uplatnění

    2016

  • Kód důvěrnosti údajů

    S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Údaje specifické pro druh výsledku

  • Název periodika

    Ecoforum Journal

  • ISSN

    1584-9066

  • e-ISSN

  • Svazek periodika

    6

  • Číslo periodika v rámci svazku

    1

  • Stát vydavatele periodika

    RO - Rumunsko

  • Počet stran výsledku

    7

  • Strana od-do

    358 - 365

  • Kód UT WoS článku

  • EID výsledku v databázi Scopus