The limits of insurability: the commercial insurance business is at a crisis point

Kód výsledku v IS VaVaI

<a href="https://www.isvavai.cz/riv?ss=detail&h=RIV%2F26138077%3A_____%2F19%3A%230000915" target="_blank" >RIV/26138077:_____/19:#0000915 - isvavai.cz</a>

Výsledek na webu

<a href="http://sehs.educast.cz/subdom/sehs/wp-content/uploads/2019/02/%C4%8Casopis-SEHS-1-2019.pdf" target="_blank" >http://sehs.educast.cz/subdom/sehs/wp-content/uploads/2019/02/%C4%8Casopis-SEHS-1-2019.pdf</a>

DOI - Digital Object Identifier

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Jazyk výsledku

angličtina

Název v původním jazyce

The limits of insurability: the commercial insurance business is at a crisis point

Popis výsledku v původním jazyce

In the second half of the twentieth century, insurance was still a stable and conservative branch of the economy. In the last decades, this situation has changed fundamentally and it has forced insurers to reassess the meaning of the term “insurable risks”. The overall situation in the modern world makes it imperative to seriously consider limiting the insurability of risks by the commercial insurance business and to reflect on the future orientation of the business. The aim of this article is consider significant modifications to the insurance market, the development of the problem of current barriers to commercial insurance, the consequences of strengthened regulation of financial institutions, the increase in the level of moral hazard and negative selection, the impact the situation on the financial markets has on the business and the impact of necessary technological changes in insurance.

Název v anglickém jazyce

The limits of insurability: the commercial insurance business is at a crisis point

Popis výsledku anglicky

In the second half of the twentieth century, insurance was still a stable and conservative branch of the economy. In the last decades, this situation has changed fundamentally and it has forced insurers to reassess the meaning of the term “insurable risks”. The overall situation in the modern world makes it imperative to seriously consider limiting the insurability of risks by the commercial insurance business and to reflect on the future orientation of the business. The aim of this article is consider significant modifications to the insurance market, the development of the problem of current barriers to commercial insurance, the consequences of strengthened regulation of financial institutions, the increase in the level of moral hazard and negative selection, the impact the situation on the financial markets has on the business and the impact of necessary technological changes in insurance.

Druh

J_ost - Ostatní články v recenzovaných periodicích

CEP obor

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OECD FORD obor

50200 - Economics and Business

Projekt

<a href="/cs/project/GA16-21506S" target="_blank" >GA16-21506S: Nové zdroje systémového rizika na finančních trzích</a><br>

Návaznosti

P - Projekt vyzkumu a vyvoje financovany z verejnych zdroju (s odkazem do CEP)

Rok uplatnění

2019

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název periodika

Socioekonomické a humanitní studie

ISSN

1804-6800

e-ISSN

1804-6800

Svazek periodika

9

Číslo periodika v rámci svazku

1

Stát vydavatele periodika

CZ - Česká republika

Počet stran výsledku

22

Strana od-do

97-118

Kód UT WoS článku

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EID výsledku v databázi Scopus

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