FINANCIAL LITERACY OF UNIVERSITY STUDENTS IN THE AREA OF EXTERNAL FINANCING

Kód výsledku v IS VaVaI

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Nalezeny alternativní kódy

RIV/00216208:11510/18:10378558

Výsledek na webu

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DOI - Digital Object Identifier

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Jazyk výsledku

čeština

Název v původním jazyce

FINANCIAL LITERACY OF UNIVERSITY STUDENTS IN THE AREA OF EXTERNAL FINANCING

Popis výsledku v původním jazyce

The objective of this paper is to examine the level of financial literacy among full-time university students in terms of their knowledge of basic concepts related to the possibility to draw on external financial resources. The primary data presented here were collected through a survey (n = 446) conducted in 2017 among students at the Faculty of Physical Education and Sports, Charles University. The survey suggests that 64,35% of respondents know the difference between the terms debit card and credit card, but only 50,87% of them are able to define the difference correctly. As few as 29,60% of respondents know the acronym APR, of whom 84,09% can explain the term. The ability to explain the meaning of the term lease and loan was shown by 38,12% of respondents. Statistical analysis of the data indicated a demonstrable correlation between the level of study and the answers to the questions above.

Název v anglickém jazyce

FINANCIAL LITERACY OF UNIVERSITY STUDENTS IN THE AREA OF EXTERNAL FINANCING

Popis výsledku anglicky

The objective of this paper is to examine the level of financial literacy among full-time university students in terms of their knowledge of basic concepts related to the possibility to draw on external financial resources. The primary data presented here were collected through a survey (n = 446) conducted in 2017 among students at the Faculty of Physical Education and Sports, Charles University. The survey suggests that 64,35% of respondents know the difference between the terms debit card and credit card, but only 50,87% of them are able to define the difference correctly. As few as 29,60% of respondents know the acronym APR, of whom 84,09% can explain the term. The ability to explain the meaning of the term lease and loan was shown by 38,12% of respondents. Statistical analysis of the data indicated a demonstrable correlation between the level of study and the answers to the questions above.

Druh

D - Stať ve sborníku

CEP obor

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OECD FORD obor

50206 - Finance

Projekt

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Návaznosti

S - Specificky vyzkum na vysokych skolach

Rok uplatnění

2018

Kód důvěrnosti údajů

S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů

Název statě ve sborníku

Proceedings of the 15th International Conference Efficiency and Responsibility in Education 2018

ISBN

978-80-213-2858-7

ISSN

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e-ISSN

2336-744X

Počet stran výsledku

8

Strana od-do

394-401

Název nakladatele

Czech University of Life Sciences Prague

Místo vydání

Praha

Místo konání akce

Praha

Datum konání akce

7. 6. 2018

Typ akce podle státní příslušnosti

WRD - Celosvětová akce

Kód UT WoS článku

000452558300050