FINANCIAL LITERACY OF UNIVERSITY STUDENTS IN THE AREA OF EXTERNAL FINANCING
Popis výsledku
The objective of this paper is to examine the level of financial literacy among full-time university students in terms of their knowledge of basic concepts related to the possibility to draw on external financial resources. The primary data presented here were collected through a survey (n = 446) conducted in 2017 among students at the Faculty of Physical Education and Sports, Charles University. The survey suggests that 64,35% of respondents know the difference between the terms debit card and credit card, but only 50,87% of them are able to define the difference correctly. As few as 29,60% of respondents know the acronym APR, of whom 84,09% can explain the term. The ability to explain the meaning of the term lease and loan was shown by 38,12% of respondents. Statistical analysis of the data indicated a demonstrable correlation between the level of study and the answers to the questions above.
Klíčová slova
Identifikátory výsledku
Kód výsledku v IS VaVaI
Nalezeny alternativní kódy
RIV/00216208:11510/18:10378558
Výsledek na webu
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DOI - Digital Object Identifier
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Alternativní jazyky
Jazyk výsledku
čeština
Název v původním jazyce
FINANCIAL LITERACY OF UNIVERSITY STUDENTS IN THE AREA OF EXTERNAL FINANCING
Popis výsledku v původním jazyce
The objective of this paper is to examine the level of financial literacy among full-time university students in terms of their knowledge of basic concepts related to the possibility to draw on external financial resources. The primary data presented here were collected through a survey (n = 446) conducted in 2017 among students at the Faculty of Physical Education and Sports, Charles University. The survey suggests that 64,35% of respondents know the difference between the terms debit card and credit card, but only 50,87% of them are able to define the difference correctly. As few as 29,60% of respondents know the acronym APR, of whom 84,09% can explain the term. The ability to explain the meaning of the term lease and loan was shown by 38,12% of respondents. Statistical analysis of the data indicated a demonstrable correlation between the level of study and the answers to the questions above.
Název v anglickém jazyce
FINANCIAL LITERACY OF UNIVERSITY STUDENTS IN THE AREA OF EXTERNAL FINANCING
Popis výsledku anglicky
The objective of this paper is to examine the level of financial literacy among full-time university students in terms of their knowledge of basic concepts related to the possibility to draw on external financial resources. The primary data presented here were collected through a survey (n = 446) conducted in 2017 among students at the Faculty of Physical Education and Sports, Charles University. The survey suggests that 64,35% of respondents know the difference between the terms debit card and credit card, but only 50,87% of them are able to define the difference correctly. As few as 29,60% of respondents know the acronym APR, of whom 84,09% can explain the term. The ability to explain the meaning of the term lease and loan was shown by 38,12% of respondents. Statistical analysis of the data indicated a demonstrable correlation between the level of study and the answers to the questions above.
Klasifikace
Druh
D - Stať ve sborníku
CEP obor
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OECD FORD obor
50206 - Finance
Návaznosti výsledku
Projekt
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Návaznosti
S - Specificky vyzkum na vysokych skolach
Ostatní
Rok uplatnění
2018
Kód důvěrnosti údajů
S - Úplné a pravdivé údaje o projektu nepodléhají ochraně podle zvláštních právních předpisů
Údaje specifické pro druh výsledku
Název statě ve sborníku
Proceedings of the 15th International Conference Efficiency and Responsibility in Education 2018
ISBN
978-80-213-2858-7
ISSN
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e-ISSN
2336-744X
Počet stran výsledku
8
Strana od-do
394-401
Název nakladatele
Czech University of Life Sciences Prague
Místo vydání
Praha
Místo konání akce
Praha
Datum konání akce
7. 6. 2018
Typ akce podle státní příslušnosti
WRD - Celosvětová akce
Kód UT WoS článku
000452558300050
Základní informace
Druh výsledku
D - Stať ve sborníku
OECD FORD
Finance
Rok uplatnění
2018